Business Financing & Capital
Financing built around the business.
Clarify the need, cashflow and commercial case before choosing a bank, non-bank or structured financing route.
Explore Financing →Slide 1 of 3: Financing built around the business.
Victor Henry YeohFounder, OUC AdvisoryFormer Director, Commercial Banking & Branch Head, OCBC Bank Malaysia
- Experience
- Nearly 20 years across SME, business and commercial banking, including team, centre and branch leadership roles.
- RM90m · RM150m
- Selected prior financing facilities
What brings you here?
Start with your situation.
The useful answer depends on what the business is trying to achieve.
01
Business owner or finance lead
A funding or cashflow issue needs a clearer route.
See the situations OUC helps clarify and what information matters first.
Explore financing pathways →02Buyer, seller or succession owner
A transaction or succession conversation is emerging.
Understand how preparation, confidentiality and specialist roles fit together.
Explore transaction pathways →03Professional or capital partner
You have a client, criteria or capability to bring.
See where OUC can originate, qualify, prepare and coordinate.
Explore partnership →Two business engines
Solve for the business objective.
Start with the business objective. Then build the right financing or transaction pathway.
01
Business Financing & Capital
Facility optimisation, working capital, project cashflow and bank or non-bank pathways—built around how the business operates.
Explore Financing & Capital →
02
M&A & Strategic Transactions
Preparation and coordination for buyers, sellers, succession situations and strategic partnerships.
Explore M&A & Transactions →60-second capital pathway check
Leave with a better first question.
Choose the situation closest to yours.
A useful starting point
Start with the cash-conversion cycle.
Map purchase terms, inventory, production, receivables and collections before deciding whether the answer is a larger limit, a different facility or a non-bank route.
Three questions to prepare:- Where is cash tied up—and for how long?
- What changed in sales, margins or payment terms?
- What must the new facility achieve?
Complex business needs.Clearer capital and deal pathways.Victor Henry Yeoh · Founder
See the business behind the numbers
Banking experience that starts with commercial reality.
Victor understands cashflow, working-capital cycles, borrower conduct, owner behaviour, funding gaps and the business facts behind financial statements.
For professional & capital partners
Three practical ways to work with OUC.
Introduce a business
A client has a real financing, acquisition, transition or preparation need.
Share criteria or funding appetite
A bank, funder, buyer or capital provider has clear parameters, funding appetite or acquisition criteria.
Bring specialist capability
Legal, tax, valuation, modelling or licensed expertise is needed for the right workstream.
How OUC works
Understand → Prepare → Connect → Move
Understand
The objective, cashflow and real business issue.
Prepare
The case, information and possible routes.
Connect
Suitable banks, funders, buyers or specialists.
Move
The next practical decision—or a deliberate no-go.
Start a conversation
Start with the rough picture.
A short, high-level description is enough. Victor will help clarify the next useful conversation.
Business owner or finance leadFunding, working capital or business-case preparation.↗BuyerAcquisition criteria, capability gaps or acquisition financing.↗Seller or succession ownerBusiness transition, sale preparation or succession.↗Professional partnerA client, specialist capability or opportunity to collaborate on.↗Bank or funderBetter-prepared cases and suitable financing conversations.↗